What is the
🇺🇸 American Dream?
The American dream is the belief that anyone, regardless of where they were born or what class they were born into, can attain their own version of success in a society in which upward mobility is possible for everyone. The American dream is believed to be achieved through sacrifice, risk-taking, and hard work, rather than by chance.
THE UGLY TRUTH ABOUT MONEY
challenges facing Americans today
LACK INCOME
78% of American's live paycheck to paycheck and of those that are working 85% hate their job.
IN DEBT
52% of households in America have credit card debt. Totaling over $998B in credit card debt in 2021.
CAN'T SAVE
44% of Americans can’t cover a $400 emergency.
LITTLE RETIREMENT
51% of American adults have little to nothing saved for retirement.
NO INSURANCE
4 out of 10 households are uninsured. Approximately 158 million people are battling with a chronic disease.
LITERACY PROBLEM
Only 6 of the 50 states require a stand alone course in personal finance to graduate from high school.
- https://www.forbes.com/sites/zackfriedman/2019/01/11/live-paycheck-to-paycheck-government-shutdown/#1150a024f10b
- https://www.debt.org/faqs/americans-in-debt/demographics/
- https://www.statista.com/chart/20323/americans-lack-savings/
- https://www.thebalance.com/retirement-crisis-stats-causes-effect-3306215
- https://www.insure.com/life-insurance/life-insurance-underinsured.html
- https://www.ngpf.org/blog/advocacy/how-many-states-require-students-to-take-a-personal-finance-course-before-graduating-from-high-school-is-it-6-or-is-it-21/
- https://www.creditcards.com/credit-card-news/credit-card-debt-statistics-1276/
HELPING FAMILIES WITH
- REPRESENTING OVER 150+ CARRIERS, PROVIDERS & OPTIONS
FINANCIAL CONCEPTS
WHAT EVERYONE SHOULD KNOW ABOUT MONEY
This material is intended for education and training purposes only and is not intended to be, nor should it be construed as, an offer or solicitation for the purchase or sales of any specific securities, financial services or other non-specified item. Securities products are sold by prospectuses that contains more information about the product's fees, charges and limitations, and can only be offered by a qualified registered representative.
This is a hypothetical scenario for illustration purposes only and does not present an actual investment for any specific product or service. There is no assurance that these results can or will be achieved.
All figures are for illustrative purposes only and do not reflect an actual investment in any product, nor do they reflect the performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future performance. Actual results may vary substantially from the figures in the example. All rates of return are hypothetical and are not a guarantee of future performance of any asset, including insurance or other financial products. Higher rates of return have been associated with higher volatility.
THE RULE OF 72
A SIMPLE MATH SHORTCUT TO CALCULATE HOW LONG IT TAKES MONEY TO DOUBLE.
The Rule of 72 is a mathematical concept that approximates the number of years it will take to double the principal at a constant rate of return compounded over time. All figures are for illustrative purposes only, and do not reflect the performance risks, fees, expenses or taxes associated with an actual investment. If these costs were reflected, the amounts shown would be lower and the time to double would be longer. The rate of return of investments fluctuates over time and, as a result, the actual time it will take an investment to double in value cannot be predicted with any certainty. Investing entails risk, including possible loss of principal. Results are rounded for illustrative purposes. Actual results in each case are slightly higher or lower.
All figures are for illustrative purposes only and do not reflect an actual investment in any product, nor do they reflect the performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future performance. Actual results may vary substantially from the figures in the example. All rates of return are hypothetical and are not a guarantee of future performance of any asset, including insurance or other financial products. Higher rates of return have been associated with higher volatility.
ACCUMULATION STAGE
DOES YOUR MONEY GROWTH FIT YOUR NEEDS?
This material is intended for education and training purposes only and is not intended to be, nor should it be construed as, an offer or solicitation for the purchase or sales of any specific securities, financial services or other non-specified item. Securities products are sold by prospectuses that contains more information about the product's fees, charges and limitations, and can only be offered by a qualified registered representative.
This is a hypothetical scenario for illustration purposes only and does not present an actual investment for any specific product or service. There is no assurance that these results can or will be achieved.
All figures are for illustrative purposes only and do not reflect an actual investment in any product, nor do they reflect the performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future performance. Actual results may vary substantially from the figures in the example. All rates of return are hypothetical and are not a guarantee of future performance of any asset, including insurance or other financial products. Higher rates of return have been associated with higher volatility.
THE IMPACT OF LOSSES
WHY MANAGING RISK MATTERS
This material is intended for education and training purposes only and is not intended to be, nor should it be construed as, an offer or solicitation for the purchase or sales of any specific securities, financial services or other non-specified item. Securities products are sold by prospectuses that contains more information about the product's fees, charges and limitations, and can only be offered by a qualified registered representative. This is a hypothetical scenario for illustration purposes only and does not present an actual investment for any specific product or service. There is no assurance that these results can or will be achieved.
All figures are for illustrative purposes only and do not reflect an actual investment in any product, nor do they reflect the performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future performance. Actual results may vary substantially from the figures in the example. All rates of return are hypothetical and are not a guarantee of future performance of any asset, including insurance or other financial products. Higher rates of return have been associated with higher volatility.
Neither World Financial Group Insurance Agency, LLC. nor its agents may provide tax or legal advice. Anyone to whom this material is promoted, marketed, or recommended should consult with and rely on their own independent tax and legal advisors regarding their particular situation and the concepts presented herein.
DISTRIBUTION PHASE
WOULD YOU RATHER PAY TAXES LATER OR NEVER?
This material is intended for education and training purposes only and is not intended to be, nor should it be construed as, an offer or solicitation for the purchase or sales of any specific securities, financial services or other non-specified item. Securities products are sold by prospectuses that contains more information about the product's fees, charges and limitations, and can only be offered by a qualified registered representative. This is a hypothetical scenario for illustration purposes only and does not present an actual investment for any specific product or service. There is no assurance that these results can or will be achieved.
All figures are for illustrative purposes only and do not reflect an actual investment in any product, nor do they reflect the performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future performance. Actual results may vary substantially from the figures in the example. All rates of return are hypothetical and are not a guarantee of future performance of any asset, including insurance or other financial products. Higher rates of return have been associated with higher volatility.
Neither World Financial Group Insurance Agency, LLC. nor its agents may provide tax or legal advice. Anyone to whom this material is promoted, marketed, or recommended should consult with and rely on their own independent tax and legal advisors regarding their particular situation and the concepts presented herein.
ARE WE ASKING THE RIGHT QUESTIONS?
The quality of questions we ask ourselves will impact the quality of life we live.
OUR APPROACH
2 SIMPLE SOLUTIONS
$0 FEE | FINANCIAL PLAN
HELPING BY TEACHING AND EMPOWERING
With an alarming lack of education about financial fundamentals, people need the tools and guidance to help them make informed choices to meet today’s challenges. There’s no doubt that families of all incomes can benefit from preparing for the expected and the unexpected.
Increase Cashflow
Debt Management
Proper Protection
Emergency Fund
Build Wealth
Preserve Wealth
HOW WE DO IT
Evaluate Financial Situation
- Debt
- Income
- Savings
- Retirement
- Taxes
Redirect Income & Expenses
- Meet Financial Goals
- Proper Protection
- Retirement Savings
- College Funds
- Emergency Funds
PROFIT SHARING | AGENCY OWNERSHIP
NO FAMILY LEFT BEHIND
In business for yourself, but not by yourself. The company’s business platform offers the tools and resources you need to launch and build a financial services business that has the potential to help change the futures of thousands of families for generations to come. This platform, coupled with your willingness to learn and determination to succeed, can help you start a new career and own your future.
Why this Industry?
One Simple System
5 Ways to Earn
Income Potential
What would your income look like if you could help yourself and others by implementing strategies that can protect a loved ones income, guarantee a return, protected from market downsides and have tax advantages.?
Many people have experienced various levels of success with World Financial Group Insurance Agency, LLC. However, each individual’s experiences vary. This statement is not intended to nor does it represent that any individual results are representative of what all participants achieve when following the company’s system.
In no way does this statement offer, guarantee or otherwise imply any financial gain or reward as a result of joining World Financial Group. The term "wealth" is subjective and must be defined on an individual basis.
What path is more
important to you?
Schedule complimentary Financial Needs Analysis
There's no obligation on your part. Learn and get a complimentary strategy to help you achieve your financial goals.
Agent onboarding setup and processing fee ($165, includes study material and state licensing course) Tax write-off
No background challenges (Must be able to acquire state certification and obtain state license)
Be resident or US Citizen.
Have 5 character references.